Survival of the Fattest

March 28, 2012  

The high-water mark isn't as important as it used to be.

By Michelle Celarier

The news that Kenneth Griffin’s Citadel finally crossed its high-water mark earlier this year — three years after it fell more than 50 percent during 2008 — might seem encouraging for the many hedge funds that find themselves once again under water. Or maybe not.

After last year’s drubbing, some 62 percent of the funds in AR’s database are in that predicament, and most of those had climbed out from under the 2008 mess long before Citadel did. They fell down again in 2011. Some of these are pretty big — 8 percent have assets greater than $1 billon. And there is still a sliver — about 13 percent — that never recovered from the financial crisis. The average size of those funds is a little less than $300 million. It’s amazing some of these are still hanging on. Being below the high-water mark means a fund isn’t earning lucrative performance fees. As a result, the theory goes, the fund struggles to pay talent, not to mention appease investors who want to be made whole.

Changes in the industry over the past decade, however, have made the high-water mark dynamic less important to many. For the 200-plus funds with $1 billion or more in assets, management fees alone can keep the lights on — and then some. One hedge fund honcho whose multibillion-dollar fund shut down in 2008 says that he got the biggest payday of his career that year, thanks to the management fees collected before the fund’s demise.

Citadel is an extreme example. It passes on its costs to investors instead of charging the standard 2 percent management fee. That may have helped give Griffin enough financial flexibility to keep paying key employees during Citadel’s three-year crisis period. Moreover, some 20 percent of fund capital was held by employees, including Griffin, all of whom worked tirelessly to bring the fund back.

Few fund managers are in such a luxurious position. One may be John Paulson, whose Paulson Advantage fund fell 36 percent last year. Paulson also has a ton of his own money invested in his funds due to the windfall he made shorting the subprime housing market in 2007. But Paulson’s huge growth in assets followed his fame, and many of the investors who’ve signed on in recent years have probably lost much of their initial investment. Perhaps in hopes of recouping it, they are sticking with Paulson, who last year was able to keep redemptions to a minimum without hefty lockups. And at $23 billion in total assets, his firm is so large that even its management fees, which are as low as 1 percent on some funds, will keep it humming along.

But there appears to be a time limit on patience, and other big-name managers who’ve been around much longer haven’t been quite so lucky. Mark Kingdon is one of them. Kingdon is one of the oldest hands in the business, having launched his global equity firm in 1983.

Even after losing 18 percent last year, Kingdon’s offshore fund boasted an annualized return of 15 percent. That may not have meant a lot to many investors, however. Last year Kingdon’s assets shrank by about 42 percent — more than twice the decline in performance — so it’s clear investors were abandoning ship. The firm now manages about $3 billion, down from its peak of $6.75 billion in 2008. Even so, Kingdon can survive because insiders, including Mark Kingdon, own more than 20 percent of the fund, according to individuals close to the firm. This year it’s bouncing back, along with the stock market. Kingdon was up 10.36 percent through February 24.

Another old-timer, Warren Mosler, was harder hit. The iconoclastic Mosler started his credit fund, III (originally Illinois Income Investors), in 1982. He was once considered one of the industry’s most brilliant thinkers. III now manages $1.6 billion, according to its web site, down from a height of $4 billion in early 2008. Its III Fund, which lost 53.8 percent in 2008 — its only down year — was still below its high-water mark as of January 1, despite making money the past three years. With a management fee of only 1.5 percent, III is in a tougher spot than many of its peers.

Kingdon and Mosler both have been around longer than either Griffin, who launched Citadel in 1990, or Paulson, who founded his first fund in 1994. And all four have more staying power than those who may decide it’s easier to throw in the towel than try to claw back to their high-water mark.

Many funds are likely to have help in making that decision. For while investors were still pumping money into hedge funds last year, despite poor performance, this year the money is starting to come out. In January, a month in which hedge funds made money but still lagged the S&P 500, investors pulled $15.2 billion from them, according to BarclayHedge and TrimTabs Investment Research.


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